The total is 46 in this game and 14 points to the home dog is very valuable. Temple on paper doesn't seem to be very impressive, but I think they bounce back and they have an extra two days to prepare for this game. I actually think their defense has played better than many are giving credit. They had 5 turnovers last game and USF averaged the 48 yard line per possession yet they held them to 43 points as they had 3 stops in the red zone as well as a goal line stand against a very good offense.
Temple is also 0-4 ATS so far this season so we have a very inflate line at this point with Houston traveling all the way up to Philadelphia having their own issues with turnovers. Their starting QB Kyle Allen has 6 TO's in 3 games and will see split time with the back up Potzma who is more of a mobile QB. Houston defensively has some holes that Temple can exploit. They actually have not been very good against the run ranking 86th. If Temple can find a scheme to run away from Ed Oliver I think they can score some points in this game. Mostly though I expect a very close game with a lot of field goals and this is just far too many points.